Northern Lights Retail

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(800) 658-7043

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Processing - Check Funding

The ARC 90 check-funding program is designed for companies that have potential sales of between one thousand and three thousand dollars. Check funding allows you to make incremental sales to customers who lack the traditional credit scores necessary to make a purchase. The use of their personal checking account and wage statements is used as a guarantee for larger purchases that are funded for ninety and one hundred and eighty days. These programs help promote incremental purchases that the customer may delay or never make.

The program is design to be easy to use with the potential of no additional equipment being required to begin accepting customer applications.

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  • Customer
    • Allows customers to buy goods with instant financing
    • No credit check is required
    • Simple financing for customers with poor credit
    • Customer is not required to have a credit card
    • Purchase does not show up on their credit report
    • Payments are made over a 90 to 180 day time frame
  • Merchant
    • 100% guaranteed payment
    • Up to $1000 paid within five days
    • Applications online
    • No special terminal or equipment
    • Incremental increase in revenue and profits




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